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Readers Respond: Have You Been Denied a Job Because of Bad Credit?

Responses: 27

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Can't Get Hired Because of Bad Credit

My husband lost his job of 20 years. He has been denied 7 jobs because of bad credit. How do you fix your credit if no one is willing to hire you?
—Guest FRANS WIFE

Application Unsuccessful - Bad Credit

After reading through the responses, it seems an all too familiar pattern nowadays. There is one word for this in my opinion..DISCRIMINATION!!!!People can fall into debt for many different reasons and surely the only way to free yourself from this is by having a job, yet due to the increasing use of credit checks, people are finding themselves in a vicious circle. I am aiming to petition Downing street to have this recognised by the government that this is not acceptable and is preventing people who are trying to free themselves from debt . Ultimately, due to interest and administrative fees etc, people are pushed into more desperate circumstances. I would like to begin a facebook page to try and gather as much support as possible. If you could please message me on my facebook page (scott mahoney) so I can make people aware when i have the page up and running and my intention to approach downing street.
—oasisscott

Credit check - Job Denial

I lost my job in 2007 and have been unable to get a full time decent paying job. I'm now filing bankruptcy as I can't pay the credit card bills that I lived on and can't get a job due to bad credit. How can you change your credit rating if they will not hire you? It used to be age discrimination (they still do that), and now it is your credit rating discrimination. I do not feel that companies should be able to do a credit check and base their hiring on that. We are at a time when over 50% of people in USA are at the poverty level or below.
—Guest DEB

4 Interviews No Job

I went on 4 interviews and 2 of the 4 I thought went great. I never heard from the last company as they said they would call me in a day and also I emailed them on Friday and nothing as of yet. I have a feeling it had something to do with my credit so they never even got back to me. Thanks for not being courteous and let me know why I didnt get the job.
—Guest Hoping For The Best

Stuck waiting

I applied for a job at a call center and was offered employment on the basis that my drug screening and background/credit check was cleared. I recieved a letter in the mail about a week later stating that my application for employment was rejected because of credit check. As a 22 year old college student, I was not only devastated but also baffled. It turned out that ONE of the credit reporting agencies stated that there was a civil judgement back in 2008 however, the two other names listed as AKA's were those of my father name and a combination of my name and his middle name initial. I am female and my dad's name within my name and I still live at home with both of my parents. So, I have to call the credit agency to get that removed so I could apply for employment again. This is actually one of the few moments in my life that I have a regret of being named after my father.
—Guest wow!

Bad Credit Lost Me My Dream Job

I have a judgment on my credit which cost me my dream job at a great bank.
—Guest Can't believe it

I Am Afraid I've Been Denied Too

Every time I have applied for a job with an online appl that requires a ss#, I get a denial email... at first I didn't see the pattern... now I am 100% sure that it's bc of my poor credit. How can I possible improve my score if I'm kept jobless. Yes I've been responsible... but not with work... my bad credit came about when my husband had a heart attack and had no health ins... he was self employed and could not afford it... we incurred 100,000 of debt... tried to make payments but it seemed it was debt that we would never be able to pay. All the time we were attempting payments we had to then use credit cards to buy food gas and pay utilities... vicious circle... then depression set in. We have remained employed but struggle with the cost of living. We are needing to move out of state where rent is less, but finding new jobs has been a nightmare.
—Guest bad things happen to good people

Years of Experience are Worthless

I have 20+ years experience in the sales industry. The last 8 were running my own successful ad agency. The 12 before that I was the national sales manager and then the VP of Marketing for a major Broadcasting Company. Since 2009, the slow economy (ie, the recession) has killed our business, and so my bills/debt have been paid late. With this in mind I have hit the pavement in search of a sales job. I have been denied three good positions because of my lowered credit score. One year ago, my credit was fantastic. Now it seems all of my experience as a salesman and manager are useless. Companies should realize that in the middle of a recession, most job seekers are going to have less than great credit.
—Guest Luke

Here's My Story About Debt...

I have been denied a job because of my debt. It is said it spoke volumes about my character. I tried to talk to them about hiring me and taking the money straight out my pay and wiring it to the creditors but the agency said they tried that before and ran into problems with the employee stealing. I was floored because this debt does not tell my character. I have never stole from my employer or any one to get ahead so why would I put my whole reputation on the line now. Truth be told I got into debt because I did not have a job. So, at present I'm remaining motivated and positive that I will find employment soon with my debt. Creditors need to realize they are accuring more cost by sending out a summons and going to court and not working with people who are willing to put a smaller amount on a bill each week instead of the lump sum.
—Guest Sperious

Job Denial

I was denied a job in law enforcement as a records clerk just because of my credit rating the interviewing officer told me it reflects on your character. How about the character of those already working there who are doing worse things.
—Guest wanda149

Credit and Failed Drug Test

My credit is really bad and I just flunked a drug test, despite trying to drink white vinegar to flush out my system.
—Guest PJ

Worthless Degree

I'm a finance major and now my credit is bad & employers check finance majors credit for employment, so my degree is now worthless.
—Guest Finance Major

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Have You Been Denied a Job Because of Bad Credit?

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