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Social Security Disability Insurance

By Alison Doyle, About.com

Definition: Social Security Disability Insurance (SSDI) enables workers who are employed in covered employment and who have a medical condition that meets Social Security's definition of disability to collect benefits while they are unable to work. In general, monthly cash benefits are paid to people who are unable to work for a year or more because of a disability. The application process takes 60 - 90 days. Then there's a sixth month waiting period before you can collect a check.
Also Known As: social security disability, SSDI
Examples: George was permanently injured in an accident and unable to work, so, he applied for Social Security Disability Insurance benefits.
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