Employment Credit Checks

Job Applicant Credit Checks
Companies are running credit checks on job applicants more often and are using that credit information to make hiring decisions. Here's what employers can check and how it can impact your job applications.

Job Applicant Credit Reports
What's in your credit report and why is it relevant to employment? What's in your credit report can hamper your job search and it can be grounds for knocking you out of contention for a job. Especially when it comes to jobs where money and financial information is involved, bad credit can be an issue.

Employment Credit Check
An employment credit report includes identifying information, including name, address, previous addresses, and social security number. A credit check also shows the debt you have incurred your payment history, including late payments.

Denied a Job Because of Credit - Have You Been Denied a Job Because of Bad...
Bad Credit Stories: Read stories of job seekers who have been denied a job because of bad credit and share your story if you're been denied employment because of your credit history.

Why Employers Check Credit History
Employers can, with your permission, check your credit history as part of the job application and what they discover can be an issue for job seekers.

Fair Credit Reporting Act (FCRA)
When employers conduct a check of your background (credit, criminal, past employer) using a third party, the background check is covered by The Fair Credit Reporting Act(FCRA).