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Unemployment Benefit Programs

Types of Unemployment Insurance Benefit Programs

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There are a variety of types of unemployment insurance compensation programs. Unemployed workers are eligible for different types of unemployment insurance based on length of employment, wages earned, length of time unemployed, as well as eligibility for federal extended unemployment benefits that may be currently in place.

Regular Unemployment Insurance (UI)

State unemployment insurance (UI) benefits are the basic unemployment compensation benefits (up to 26 weeks) available for workers who are unemployed through no fault of their own. Unemployment benefits are provided by state unemployment insurance programs within guidelines established by Federal law.

Extended Unemployment Benefits

Extended Unemployment Benefits, which provide unemployment compensation for a longer period of time, are available to workers who have exhausted regular state unemployment insurance benefits during periods of high unemployment.

Emergency Unemployment Compensation (EUC)

Emergency Unemployment Compensation (EUC), which provide additional weeks of unemployment benefits, is available to workers who have exhausted regular state unemployment insurance benefits during periods of high unemployment.

Extended Benefits (EB) Program

The Extended Benefits (EB) Program provides an additional 13 to 20 weeks of benefits to workers receiving state unemployment insurance benefits in states which have a high unemployment rate.  EB provides benefits to individuals who have exhausted regular state benefits and Emergency Unemployment Compensation (EUC).

Disaster Unemployment Assistance

Disaster Unemployment Assistance provides unemployment benefits to individuals whose employment or self-employment has been lost or interrupted as a direct result of a major disaster declared by the President of the United States.

Ex-Service Member Unemployment Insurance

Ex-services members who were on active duty are eligible for unemployment if they were seperated from the military under honorable conditions.  Unemployment claims are filed in the states where the ex-military personnel reside.

Federal Employees Unemployment Insurance

The Unemployment Compensation for Federal Employees program provides unemployment benefits for eligible unemployed former civilian Federal employees. Unemployment Compensation for Federal Employees program is administered by state unemployment offices as agents of the Federal government.

Self-Employment Assistance Programs

Self-Employment Assistance programs provide unemployed workers unemployment benefits while starting a small business. Under these programs, States can pay a self-employed allowance, instead of regular unemployment insurance benefits, to help unemployed workers while they are establishing businesses and becoming self-employed.

Trade Adjustment Assistance (TRA) Unemployment Benefits

Benefits under the Trade Adjustment Assistance (TRA) program are available for workers who were laid off or had hours reduced because their employer was negatively affected by increased imports from other countries. TRA benefits include paid training for a new job, financial help in making a job search, or relocation to an area where jobs are more plentiful.

Partial Unemployment Benefits

Depending on location, an unemployed worker may be eligible for partial unemployment benefits if they work less than a full week and earn under a certain amount of money.

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