Disability Insurance

Are you unable to work because of an injury or illness? If so, you may be eligible to receive workers' compensation or disability benefits.

If you are an American with a disability, it's important to be aware of how the Americans with Disabilities (ADA) act impacts applicants for employment.

According to the Americans with Disabilities Act of 1990, a person with a disability is defined as a person with a physical or mental impairment that substantially limits one or more major life activities, including the ability to work.

Some employers provide long term disability coverage to employees. Individuals can also purchase their own long term disability policy.

Short term disability insurance coverage is provided by some states and/or by some employers.

Social Security Disability Insurance enables workers who are employed in covered employment and who have a medical condition that meets Social Security's definition of disability to collect benefits while they are unable to work.